Ever notice how fast your pay cheque slips through your hands? Sometimes it suprises me to find out how much of mine has disappeared in such a short amount of time that I immediately begin to think that:
a) someone has finally found a way to hack into my bank account and take my money.
b) my bank is secretly charging me fees that I don't know about.
c) I am being overcharged by one of my automatic debit bills.
Because I have no idea where my money went and the sum of my expenses (which I would tally in my head) don't add up right, I would end up checking my account for the last 10 transactions I've made.
For some reason, it rarely occurs to me that it must be the shopping I've been doing (which is funny because it almost always seems to be the cause).
And I always forget that I have items that automatically get debited off my account every month so that's always out the window. When you think about it, it's really the little things you spend money on that kill you in the end.
Lately, I have been looking at how much money I make and my expenses and I realized I should be able to save so much more than I am saving now. I just REALLY need to stop spending and learn to save more.
Some discipline is what I need.
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